Notice to New Jersey Policyholders

On April 9, 2020, Governor Murphy issued Executive Order No. 123 (“EO 123”). EO 123. In response, the Commissioner of the Department of Banking and Insurance has issued Bulletin 20-15. The Department is directing all licensed property and casualty insurance carriers to provide their insureds who may be experiencing a financial hardship due to COVID-19 with at least a 90-day grace period to pay insurance premiums so that insurance policies are not cancelled for nonpayment of premium during this challenging time.

You may elect this 90-day emergency grace period to begin retroactively on April 1, 2020 or opt for the grace period to begin on May 1, 2020. If this extended grace period is elected, we shall not cancel your insurance policy for nonpayment. In addition we will waive late payment fees and during the 90-day period; premiums due but not paid during the 90-day period may be paid over the remainder of the current policy term or up to 12 months in up to 12 equal installments, whichever is longer. We will also ensure that late payments during the 90-day period are not considered in any future premium calculations at any time.

If you are experiencing financial hardship from the COVID-19 and require a 90-day grace period from cancellation for nonpayment, please contact us at: Toll free number (888) 305-6799, E-Mail: