Credit Rating & Financial Information

Credit Rating & Financial Information

CERTIFICATION DOWNLOAD


AM BEST has upgraded our Financial Strength and Long-Term Issuer Credit rating
from “A-“ to “A” in 2017 which by industry standards is considered excellent. The rating actions
follow the complete acquisition and conversion of KB Insurance into a wholly owned subsidiary of KB Financial Group.
The upgrade in rating reflects the Company’s business plan, strategic guidance, and the financial benefits that KB insurance will derive from being a key operation within a larger and stronger financial origination.  





The rating affirmations reflect KB's adequate risk-adjusted capitalization, as measured by Best's Capital Adequacy Ratio (BCAR). As of 2016 the company’s RBC ratio was 312.60% mainly driven by strong Underwriting guidelines and the tightening solvency guidelines. The ratio also represents financial stability as well as its strategic direction in the competitive marketplace.